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5 Ways To Afford Your Dream Honeymoon

The honeymoon of your dreams is the perfect way to top off your wedding ceremony. You’ve put in countless hours of planning every detail of the wedding and you deserve a much-needed, relaxing break. A honeymoon is a time to make the first memorable moments with your partner as a married couple.

However you choose to spend your honeymoon, whether it’s a week away at an all-inclusive resort or backpacking in another country, it deserves to be one of the best trips of your life. That being said, honeymoons can be expensive and the cost of taking one can add up quickly!

Here are 5 ways to afford your dream honeymoon:

Adjust wedding expenses

If you want to experience your dream honeymoon but are worried about having the proper funds, you might have to adjust the budget for your wedding.

Cutting down on wedding costs will give you the ability to allocate more money to your honeymoon funds. Of course, this isn’t an easy decision as people often look forward to their wedding day their whole lives.

But if you want an amazing honeymoon, you’ll have to cut costs somewhere else in your budget and your wedding finances are a great place to start.

There are many different ways to adjust your wedding expenses. For instance, the size of the guest list has a direct impact on how expensive your wedding will be. So, you might consider shortening the list to cut down on paying a price per plate.

Another option is to have your wedding on a less popular day of the week such as Friday or Sunday. The demand for Saturday weddings is higher, so the price typically follows suit.

You might also look for up-and-coming photographers who charge less than someone with experience. Always look for coupons that you can utilize, both in-store and online! These little savings within your wedding budget can add up and be put toward your honeymoon.

Do your research on refinancing

While it might not be the top choice on your list of options for affording your dream honeymoon, refinancing your mortgage is something to consider.

More specifically, utilizing a cash-out refinance could land you with a chunk of cash to put towards your honeymoon. With this method of refinancing, you borrow more than you currently owe on your house and get to keep the difference as cash.

Another benefit of refinancing is the potential for lower interest rates. There is always the possibility that interest rates are lower and better now than they were when you got your loan.

With a lower interest rate, you’ll have a lower monthly payment. In other words, there could be some money left in your budget from these savings that you could put towards your dream honeymoon fund.

Utilize credit card rewards

It’s no secret that credit card points and rewards come in handy, especially when it comes to travel. It should be said that this option is only to be considered if you can afford to make the monthly payments on your credit card.

The last thing you want is to come home from your dreamy and relaxing honeymoon, and have to pay it off for months on end. However, if you can make the payments, it’s definitely worth looking into.

In order to reap the benefits of the rewards for your honeymoon, you must earn a sufficient amount of points. With a wedding beforehand, there are plenty of opportunities to use your credit card and build up those points. If your wedding vendors have the option to use credit, take advantage of it.

Use it to pay for the venue, the dress, the photographer, the cake, the flowers. Anything of large value is going to help boost your points. Once you’ve saved up your points or rewards, check with your credit card company. You may be able to put the points toward airfare, hotels, rental cars, or anything in between.

This is a great way to finance your honeymoon without having to dip into your own savings.

Set up a honeymoon fund

Setting up a honeymoon fund is an excellent way to get the honeymoon of your dreams. Nowadays, you can take advantage of an online wedding gift registry that your guests can send a monetary gift through.

Instead of receiving a physical gift at a bridal shower, inform your guests about the website and they’ll be able to give you a gift that way.

When it comes time to start booking hotels, flights, adventures, or anything else you might need to pay for on your honeymoon, you can dip right into the funds that were gifted to you.

A honeymoon fund is a great option because it doesn’t require you to come up with the money within your own finances. Not to mention, there is something special about being gifted a dinner or adventure by your loved ones in your dream honeymoon location!

If you like this post, you might also enjoy: The 10 best all-inclusive honeymoon resorts

Share the happy news

As cheesy as it may sound, don’t be afraid to tell anyone you encounter on your honeymoon that you’re newly married and celebrating.

Whether it’s the receptionist at the hotel, your waiter or waitress at breakfast, or your tour guide for the day—people tend to have a soft spot in their heart for honeymooners and are more likely to give you a discount or elevate your experience in some way.

Wouldn’t it be nice if you arrived at your hotel and received a room upgrade or daily breakfast for two? You might miss out on this opportunity if you don’t share the reason for your trip!

This is likely the only time in your life that you can utilize the honeymooner excuse, so you might as well take advantage of it!

When all is said and done, your honeymoon will be a trip that you remember for the years to come. It is truly the trip of a lifetime, so don’t hesitate to explore these financing options in order to have the honeymoon of your dreams.